"By paying the FDIC a fee to back their bonds, banks are able to issue debt with a top AAA credit rating. New York-based Goldman Sachs sold $5 billion of bonds yesterday, including three-year notes with a coupon of 2.15 percent."
http://www.bloomberg.com/apps/news?pid=20601087&sid=a3kprxkRPSyc&refer=home
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